The the three partners and owners of DLC Next Generation came together to form this new franchise with the vision of bringing the next generation of mortgage brokers into the industry with support, training and enthusiasm. We are a team focused on creating brokers with the abilities and sensibilities to assist our clients in impactful and meaningful ways. 

Kristin has been a mortgage broker since 2002 and what sets her apart is her ability to listen to her client’s individual needs and goals and present solutions in a way that is easy to understand. She feels communication is the key to a smooth transaction and makes a point of responding quickly to all client questions. Knowledge is power and her clients feel confident making the right decisions when they have all the necessary information at their fingertips.

In 2021 Kristin partnered with two amazing industry professionals in their own DLC franchise. The partners’ common goal of bringing the Next Generation of mortgage brokers into the industry they love is the driving passion behind the endeavor.

As a single mother of two young adults Kristin has a strong sense of family and responsibility and takes a caring approach to every client situation. Her passion for the job comes from the gratitude of her clients after she’s made an overwhelming process simple and painless.

Livian Smith is an award winning, 5 star rated Licensed Mortgage Professional serving clients in BC.  She has been in the lending industry since 1998 when she was working as an administrative assistant at a large alternative mortgage company in Canada.  In 2004, she decided she wanted to become a Licensed Mortgage Professional.

She started with a small Mortgage Brokerage in May of 2005 and moved her license to Dominion Lending Centres when they opened their doors in January 2006.  She has never looked back.

Her most recent endeavor was to start the Dominion Lending Centres Next Generation Mortgage franchise in 2021.  She partnered with two outstanding women and their primary goal is to mentor and teach the next generation of Mortgage Professionals.

Livian has a passion to teach financial literacy to youth, young adults and adults, young at heart, who wish to realize the dream of homeownership, whether it is now or years from now.

Her wish is that everyone has a home to call their own!

Shelby is a certified Mortgage Professional who got into this business after her own personal experience with mortgage brokers. She loves helping her clients with home ownership. Whether it’s a first time home buyer, an investor looking for a rental property or needing to refinance an existing mortgage, she’s here to help.

Shelby is a wife and mother of 3 children (and two fur babies), business owner and active real estate investor. She loves the outdoors and all things fitness and health. You’ll often find her hiking, paddleboarding or working out. She incorporates her love for culture, travel and music into both her personal and professional lives.

Building strong connections with her clients means Shelby is passionate about their long term goals. She takes the time to listen to each unique client experience so she can help people create possibilities.